ALL NIGERIAN BANKS USSD CODES FOR MONEY TRANSFER VIA MOBILE PHONES

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Transferring of money here in Nigeria through mobile phones, is now made easy and also made banking easier. I remember those days back where one must visit the designated bank before payments or deposit can be carried out.

This days, the presence of technology have made it possible for individuals to make a quick deposit or make payments into the same bank or another bank just by dialing the specific bank USSD codes on your mobile phones.

Note: Before carrying out mobile money transfer, your mobile number must be linked or registered with your bank and also, you receive your accounts statements via that same number, if not so it will not work. So kindly visit the bank you operate with and update your favorite mobile number.

Listed below are the various Banks USSD Codes in Nigeria which are currently working.

1)    GURANTY TRUSTH BANK NIGERIA (GTBANK) MOBILE MONEY TRANSFER CODES:

To carryout transfers to GTBank account, you have to dial the following codes

*737*1*AMOUNT*ACCOUNTNUMBER#; for instance *737*1000*1234567890# through the mobile number registered with bank.

For transfer to beneficiaries in other bank, customers are to dial *737*2*AMOUNT*ACOUNTNUMBER# (e.g) *737*2*1000*1234567890#. Customers will then be asked to enter the last four digits of their Gtbank Naira Master Card to authenticate each transaction. This code (*737*) is only available to Gtbank customers through their registered mobile phone number. The minimum transfer limit of N1000 and daily transfer limit of N20,000 it can reach up to N200,000.

2)    FIRST BANK USSD MONEY TRANSFER CODE:

First bank money transfer code enables you to transfer money, pay bills, withdraw money or make purchases. To transfer money, simply dial *894# and follow the on-screen prompts.

3)    FIDELITY BANK USSD MONEY TRANSFER CODE:

To transfer money from Fidelity bank account to another bank account, simply dial this code *770*NUBAN*AMOUNT#. Example, if you want to transfer N1000 to someone’s First bank account, dial *770*1234567890*1000# from the mobile number registered or linked with your Fidelity Bank Account. To initialize transfer, select the beneficiary bank name (e.g) First Bank or any other bank, enter your transfer PIN to confirm transfer. Immediately, the recipient account number will be shown to you before you enter your PIN. This lets you verify that you are not sending the money to a wrong account.

If you haven’t used this service before you will be requested to create one, you can dial *770#. Enter your NUBAN Account Number (Fidelity Bank Account Number), then , select a 4-digit PIN for your account. If you have two accounts with Fidelity bank, let’s say Current and Saving Account respectively and you are using the same phone number for both accounts; your CURRENT ACCOUNT will be debited first before your SAVING ACCOUNT.

Note: Transfer per transaction is N10,000 and maximum transfer per day is N20,000.

4)    WEMA BANK USSD MONEY TRANSFER CODE:

To carryout mobile phone transfer for Wema Bank customers, dial *322*035*NUBAN*AMOUNT#.

Note: The Wema Quick recharge code should only be used with the phone registered with the bank.

5)    DIAMOND BANK USSD MONEY TRANSFER CODE:

For Diamond Bank Y’ello Account holders, to transfer money to any bank dial *710*777*ACCOUNTNUMBER*AMOUNT*PIN#. Then for Diamond Y’ello to Diamond Y’ello transfer dial *710*710*PhoneNo*AMOUNT*PIN#

6)     ECOBANK USSD MONEY TRANSFER CODE:

The Ecobank mobile banking enables you to make instant transfers, check balances, pay bills, read mini statements, and buy airtime. Dial *326# to get started

Note: Ecobank charges your mobile number while using their services.

7)    FIRST CITY MONUMENT BANK (FCMB) USSD MONEY TRANSFER CODE:

To use FCMB mobile banking service Dial *389*214# FCMB welcome message is displayed with the following options

a)     Activate with card

b)    Activate with account

c)     Activate with Mwallet.

Choose option 2 by typing 2 and send, enter your account number. To generate your PIN call contact center on 01-2798800 or visit any FCMB branch. Once you got your PIN Dial *389*214# on the phone and choose security, select change PIN to enter your new four digits PIN when prompted. For subsequent access to FCMB mobile services, Dial *389*214#.

8)    UNITY BANK USSD MONEY TRANSFER CODES:

The Unity Bank USSD mobile banking gives you secure and fast way to transfer funds/money to other Unity bank accounts and to other bank accounts. To initiate a transfer simply Dial *389*215# to get started.

9)    STERLING BANK USSD MONEY TRANFER CODES:

To get started, just Dial *822# on the phone number you registered with or that is linked to your Sterling bank account and follow the prompts accordingly.

Not: N5 will be deducted from your airtime balance every time you dial the sterling bank USSD code on your phone. A PIN will also be required to complete the transaction via USSD code. Remember you will get the PIN when you register for the Sterling service at *822#.

10)           ZENITH BANK USSD MOBILE FUND TRANSFER:

With Zenith Bank, transferring of funds is made conveniently. Dial *966*AMOUNT*ACOUNTNUMBER#. Example *966*1000*1234567890# from the phone registered with Zenith bank during opening of account. In case you have misplaced it, you can visit any branch near you to update it with a new phone number.  Then follow the On-Screen prompts or messages. To create a bank simply dial *9660*0# and follow the on-screen prompt.

To check your account balance dial *966*00#.

To load airtime dial *966*AMOUNT*MobileNumber# on your Phone.

11)           UNITED BANK FOR AFRICAN (UBA) MONEY TRANFER CODE:

UBA USSD mobile banking gives you secure and fast way to recharge airtime, submit or update BVN number, in other to carry out your transfer to other UBA bank accounts and to other banks. Dial *919# from your registered phone number to get started.

12)           SKY BANK USSD MOBILE MONEY TRANSFER CODE:

Sky bank USSD mobile banking allows you to make bill payments, check account balance, transfer more conveniently. Simply Dial *833# to get started.

13)           STANBIC IBTBANK MOBILE MONEY TRANSFER CODE:

With Stanbic mobile banking, you can receive salary payments, buy airtime, make transfers, and pay for goods and pay bills. To initiate transfer Dial *909# and follow the on-screen prompts.

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